The Many Uses Of Credit Cards-imjpmig

Credit They have certainly changed our lives. Once we paid by cheque or in cash but today we have credit cards as well. In fact cheques are rapidly slipping down the pecking order with far fewer being used. Why is that? Well here are just some of the uses and benefits of using a credit card; Safety Grace period Frequent flyer points Insurance Convenience Online universal shopping Emergencies The obvious use is to protect our assets, for safety reasons. If you carry cash it can be lost or stolen. And while a credit card can also be lost or stolen it is far easier to obtain a replacement than to recover your precious cash. Credit card owners get a grace period, a time when they are not charged for using their card. Provided they repay the amount owing before the end of this grace period – usually up to several weeks – the purchase attracts no interest. Getting something for nothing is often a myth but in the case of a credit card which is linked to a programme such as frequent flyer points, using your credit card can bring serious rewards. The deal is usually that the more you spend the greater the number of points you receive. Many credit card holders gain top benefits as a result of using their credit card. Travel insurance is always important and especially when planning a major trip overseas. Some .panies offer free travel insurance if bookings are made using a specific credit card. Its often said theres no such thing as a free lunch but for the credit card holder, in this case there most certainly is a seat at the table. The most .mon use of a credit card is for the purpose of convenience. Youre out somewhere and by chance have the opportunity to purchase something – goods or services – and havent got the necessary cash. Your credit card is in your wallet or purse. It is so convenient to make the purchase there and then. Once we shopped locally and possibly via a catalogue which arrived in the mail. Of course those forms of shopping still exist but thanks to online shopping, the world is now our shopping mall. In fact whole retailing empires are sometimes only available online. Whatever you want can be purchased online and often in a country on the other side of the world. To make the purchase, your credit card is the key. Use it to make the payment and then receive your item. Its easy to be.e an international shopper without leaving home. Finally there are the emergencies we sometimes face in life. A serious accident, a vehicle breakdown or the need to suddenly travel can occur without warning. Having a credit card means we can make the necessary arrangements instantly and concentrate on working through the emergency. There are many ways we can use our credit cards. About the Author: By: Luna – Know more about smart card from this article, learn smart card functions, applications. By: GoodContent – At RJD Card Services, we offer many free credit card processing options to help your retail, hospitality or e.merce business grow. RJD Card Services offers the most .petitive processing rates on the market. RJD is … By: Jill Cohen – Myths exist in every industry – while some may be true, some are definitely not. Same is the case with credit repair industry. People begin to accept these myths as actual credit repair practices and suffer a great de … By: Visionpayments – Its never been easier to start a business. Set up a website, find a merchant service, and sell your product. Youre probably not thinking about credit card fraud, but there are a number of people out there who lo … By: Connie H. Deutsch – Our priorities have changed over the last couple of generations. Nowadays, people are spending more on things that make them feel good than worrying about paying for the things they buy. There are more people today … By: Eric Hannelius – The business world is a .petitive place. Whether youve been in the game for decades or youre just starting out as an entrepreneur, youre well aware that its hard to get anywhere unless youre one step … By: blairilliano – Bad credit refinance services help consumers fix their credit. Find out how and why a good credit score is important for a refinance mortgage even if there is equity built up in the home. By: Mia Frizzell – Image Stabilization helps you to take stable images while moving, thus getting sharper and focused images. The .plete range of digital cameras is available in all leading stores in Kolkata. The D3100 also .es stan … By: Eric Hannelius – High risk credit card processors are .panies that help businesses process the credit card purchases that their customers make. When these accounts are set up, the business can make more money from each customers. By: Lawren Cooper – Chase credit card provides you a certain point for each dollar, which you spend and there are not limitatio6ns on the rewards, which you can earn. Apart from this, there is no date of expiration on usage of your point … 相关的主题文章: